Request loan with a mortgage in progress: when it can be done
The need to meet some unforeseen expenses related to everyday life can represent a considerable financial commitment for many families who may find themselves having to deal with the possibility of applying for a personal loan. But how can you do at the same time if you have a home loan? Let’s find out together what the request for a loan with a loan in progress and when it can be done. More commentary at http://cayirovagazetesi.net
s a general rule it is important to know that if you have an income that supports a double installment there should not be any problem in having your request accepted, even if the institute will proceed with all the necessary checks to prove the financial soundness. of the potential customer. This is why those who wish to apply for a loan in addition to the loan already active could consider submitting the application to the same credit institution, in order to have a greater chance of a positive outcome. In all cases it is however essential to prove that you have a solid credit history behind you, without reports of bills of exchange or checks.
Among the various possible options for those who need additional liquidity is the sale of the fifth, which is one of the preferred credit products by the Italians thanks to its convenient management. This solution also represents an excellent guarantee on the credit repayment front as the monthly payment is withheld directly from the applicant’s pay slip and, in addition, will be commensurate with the revenue, never exceeding one fifth of these. Another viable alternative can be the replacement of the loan, which also allows you to obtain an extra sum. Ideally it is the best solution in these cases, but it must be considered that normally the substitution implies the total extinction of the original loan. Ultimately, those wishing to obtain additional credit can also consider a loan between private individuals, an increasingly accredited solution also in our country and which has been collecting many preferences over the past few years.
Loan estimate of 2000 euros
| Financial: | Simple Loan |
| Product: | Personal Loan |
| TAN Fixed: | 4.45% |
| APR: | 4.65% |
| Loan duration: | 60 months |
| Amount Financed: | € 2,000 |
| Total due: | € 2,234 |
Monthly installment € 37, 24 Feasibility check
| Financial: | Sindomestic |
| Product: | “Your Projects” Credit |
| TAN Fixed: | 8.55% |
| APR: | 8.89% |
| Loan duration: | 60 months |
| Amount Financed: | € 2,000 |
| Total due: | € 2,465 |
